When UCC Meets Real Property: Fixture Filings for Solar Energy and Home Improvement Finance

When equipment becomes permanently attached to real property, securing a lender's interest may require more than filing a standard Uniform Commercial Code (UCC) financing statement. Financing transactions involving solar systems, HVAC equipment, generators, geothermal systems, swimming pools, and other property improvements may require coordination of state UCC filings, county fixture filings, complete legal descriptions, and ongoing portfolio management to help protect security interests.

Join CSC's UCC specialists for an in-depth look at UCC fixture filings and the unique considerations involved in securing equipment affixed to real property. We'll explore common filing challenges, best practices for improving accuracy and efficiency, and approaches for supporting collateral management throughout the life of the loan.