UCC Filings
Fast, reliable solutions for UCC filing needs
Uniform Commercial Code (UCC) filing requirements differ by state, making compliance and accuracy essential. CSC provides end-to-end UCC Filing services across all jurisdictions, including preparing and submitting UCC-1 and UCC-3 financing statements, tracking expirations, and managing amendments and terminations. Our secure system helps prevent filing errors, improves the accuracy of collateral descriptions, and keeps your lien filings in good standing.
Accurate and timely UCC filings are critical to securing a perfected security interest and protecting your rights as a creditor. Whether you're managing commercial loans, business assets, farm equipment, or other secured interests, CSC helps mitigate risk by ensuring your UCC filings are properly documented and searchable across all applicable state databases. We support complex transactions with services tailored to the unique needs of lenders, law firms, and financial institutions. With automated reminders, detailed search capabilities, and expert guidance, our solution streamlines the UCC filing process—saving time, reducing costs, and improving compliance.
File UCC statements with confidence
Avoid common debtor name errors and oversights that can jeopardize your security interest. CSC’s intelligent system validates filing data to help ensure your UCC-1 and UCC-3 filings are accurate and compliant.
Accelerate the filing process
CSC's Electronic Filing service enables quick, accurate submission of statements, amendments, continuations, and terminations. No matter the type of collateral you’re protecting, from business property to specialized equipment, CSC helps you perfect your lien with speed and precision.
Rely on exceptional support
From filing strategy to post-submission tracking, get dedicated support tailored to your team's needs. With responsive service and real-time status updates, CSC is a partner who understands the complexities of UCC filings and delivers unmatched service.
Services
Filing services – fast, accurate, and compliant
For decades, CSC has helped businesses safeguard their security interests under Article 9 of the UCC with reliable technology and hands-on expertise in UCC filings. Submit UCC-1 financing statements, UCC-3 continuations, amendments, and terminations with ease.
Our platform reduces filing errors by incorporating state-specific requirements, ensuring debtor names are correct using our exclusive Auto Name Correct function. From initial filings to managing ongoing compliance, we streamline the UCC filing process for creditors, law firms, lenders, and business organizations.
Comprehensive UCC management
Beyond filing, CSC provides full-service UCC portfolio management, including debtor name searches, monitoring expirations, and generating timely continuation reminders. Our solutions are designed to help manage risk, improve visibility, and maintain perfected liens across all jurisdictions.
Other types of filings
Securing your interest in fixtures requires county-level filings, which can add complexity and risk. CSC helps you navigate this process with accuracy, ensuring compliance with both local and UCC requirements to protect your interest in real property assets.
Learn More about fixture filings
When collateral involves farm products, secured parties may need to file an effective financing statement (EFS) in the Central Notification System (CNS) under the Food Security Act. CSC supports EFS filing requirements in applicable states, enabling secured lenders to preserve their rights against competing claims.
Purchase money security interests (PMSIs) can provide priority status—but only with precise and timely UCC filings and notifications. CSC simplifies PMSI compliance with expert guidance and dependable electronic filing capabilities.
Learn More about PMSI
The Personal Property Security Act (PPSA) governs secured transactions in Canada, much like the UCC in the U.S. CSC helps organizations file PPSA registrations, discharges, and renewals in all Canadian provinces—securely and efficiently.
Technology
CSC Lien Perfect for Lenders
CSC Lien PerfectSM for Lenders was built from user feedback specifically for the financial services industry. Access more Uniform Commercial Code (UCC) search records—including tax lien searches and debtor searches—and reduce risk with built-in name validation against real-time jurisdiction data. Experience the future of lending and compliance with the latest technology and unparalleled customer support.
Learn more about entity CSC Lien Perfect
Related resources
Insight Report: Purchase-Money Security Interest (PMSI)
In this report on PMSIs, learn how timely UCC filings and notifications can secure lien priority. Understand filing strategies, legal considerations, and steps for protecting financed goods.
2023 Updates to UCC Forms: What It Means for You
Explore how 2023 changes to UCC-1 and UCC-3 financing statements impacted security interest documentation, debtor name accuracy, and compliance workflows. Stay current to protect your perfected lien status.
UCC Filing Guide: How to File UCC Forms
This guide walks through every step of UCC filings, from preparing UCC-1 forms to managing UCC-3 amendments. Learn how to meet jurisdiction-specific rules and perfect your lien using CSC’s digital tools.
What Is a Purchase Money Security Interest?
Understand how PMSIs can prioritize your lien in secured transactions. This blog covers PMSI criteria, common use cases, and the importance of timely UCC-1 filings and notifications under the UCC.
Webinars to watch
UCC Article 9 Filing Basics for Financial Professionals
This webinar offers financial professionals a foundation in UCC-1 filings, from debtor name accuracy to lien perfection. Learn key steps for managing business loans, secured transactions, and security interests.
UCC Filing Basics for Lenders
Learn the fundamentals of UCC Article 9 filings. Understand core concepts, state-specific requirements, and best practices to help you file accurately, avoid errors, and streamline secured transactions.
UCC Search Basics for Lenders
This webinar simplifies the Article 9 search process, giving you the tools to conduct accurate, efficient searches, uncover debtor information quickly, avoid errors, and strengthen lien protection.
FAQs
A UCC-1 form, also called a UCC-1 financing statement, is used to perfect a security interest in a debtor’s personal property. Filing this document gives creditors a legal claim—or lien—on specific business assets if the debtor defaults. To ensure the filing is valid and enforceable, it must include the exact legal name and address of the debtor, the creditor’s information, and a detailed description of the collateral. CSC helps organizations file UCC-1 financing statements with accuracy and compliance across all relevant state jurisdictions.
One of the most common and costly mistakes in filing UCC financing statements is misidentifying the legal name of the debtor. Even a minor deviation or spelling error can lead to a rejected filing or an unperfected lien. CSC’s Keyword Search Logic helps reduce this risk by capturing variations of debtor names, including doing business as (DBA) names and common misspellings. Our Lien Perfect SM platform integrates tools that support compliance with state-specific requirements and improve the accuracy of your UCC search and filing process.
CSC offers two unique experiences with the Lien Perfect platform, learn more about the features of CSC Lien Perfect for Lenders here. For law firms, explore CSC Lien Perfect for Law Firms here.
A UCC-3 form is a UCC financing statement amendment, used to modify or update an existing UCC-1 filing. UCC-3 filings are used to amend, continue, terminate, or assign previously recorded security interests. For example, an amendment might update the debtor’s name, adjust the secured party, or revise the collateral description. CSC supports end-to-end UCC-3 management—ensuring accurate and timely filings to maintain your perfected lien.