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UCC Purchase Money Security Interest

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Protecting inventory from default prior to release is critical for anyone selling goods on credit or for a third-party financing source. Establishing a purchase money security interest (PMSI) helps mitigate risk. However, complying with the PMSI requirements of the Uniform Commercial Code (UCC) can be a labor-intensive and time-consuming process. Let CSC help you with PMSI notifications and filing UCC financing statements.


Our team of experienced professionals has deep expertise in the capital markets, and we are well-equipped to handle even the most complex transactions. Whether you need support with syndicated loans, structured finance, or project finance, we have the expertise and resources to help you succeed.

  • UCC filings and PMSI expertise
    CSC serves thousands of financial institutions—including many of the world's largest lenders, from commercial banks and capital finance companies to large leasing enterprises and alternative lenders.

  • Perfect your interest online
    CSC can help you create and send your PMSIs electronically using an electronic certified mail website to send to lien holders.

  • Enjoy unmatched customer support
    You'll have access to dedicated account experts. They'll provide live, personalized service during extended business hours.


CSC Lien Perfect for Lenders

CSC Lien PerfectSM for Lenders was designed specifically for the financial services industry and has the industry’s largest online UCC database. Access more UCC search records—including tax lien searches and debtor searches. Experience faster results than any other UCC filing service.

Learn more about entity CSC Lien Perfect


Fundamentals of the UCC Purchase Money Security Interest

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UCC Article 9 Search Basics for Lenders

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UCC Article 9 Filing Basics for Financial Professionals

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A PMSI is a valuable risk management tool for those who finance a debtor's acquisition of goods. It provides the secured party with the first priority security interest in the purchase-money collateral, even if other creditors hold earlier-perfected security interests. As an exception to the general priority rules, the secured party must strictly comply with the statutory PMSI requirements to obtain PMSI priority.

In general, to perfect a PMSI agreement, the filing must be date stamped by the filing office within 20 calendar days after delivery of the collateral, and the collateral must be specific—not a blanket lien.

Fill out the form to request PMSI service. Then provide CSC with the notification letter or letters that you'll be sending, and the letterhead you'll be using. We'll store the letters on the CSC system until you're ready to send.